Inflation Calculator

See how inflation erodes purchasing power. What will your money be worth in the future?

Calculate Inflation Impact
Purchasing Power In 20 Years
$55,368
Your $100,000 buys only $55,368 worth of goods
Purchasing Power Lost
$44,632
% Decrease
-44.6%
Cost of $100 Item in 20yr
$180.61
You Need This Much
$180,611
US Historical Inflation Rates
PeriodAvg Annual Inflation$100 BecamePurchasing Power of $100
Last 5 Years (2020-2026)~5.1%$128$78
Last 10 Years~3.5%$141$71
Last 20 Years~2.8%$174$57
Last 50 Years~3.9%$671$15
100-Year Average~3.1%$2,088$5

Source: US Bureau of Labor Statistics (BLS) CPI data

How to Beat Inflation

Inflation is the "silent tax" on your savings. If your money isn't growing faster than inflation, you're losing purchasing power every year.

Investment Returns vs Inflation

Use our compound interest calculator with inflation-adjusted returns (7% instead of 10%) for more realistic retirement planning.

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